Taxation · 08/13/2025

This article explains how non-U.S. citizens can determine their tax residency status. It provides a detailed explanation of the standards for the green card test and substantial presence test, as well as guidance on how to file income tax returns for dual status to benefit from foreign tax treaties.

Culture · 08/07/2025

This article explores the pros and cons of face-to-face meetings between buyers and sellers in U.S. real estate transactions. Buyers can obtain information and alleviate sellers' emotions through direct communication, while sellers gain emotional reassurance but face potential legal risks. Effective communication is key to a successful transaction.

Education · 08/14/2025

The U.S. government provides essential support for immigrants and refugees through public welfare, covering basic needs such as food, housing, healthcare, and education. Welfare applications are influenced by family income and size, and may vary by state. Refugees and asylum seekers may receive additional services to help them integrate into society.

Education · 11/21/2024

In Fall 2024, over 19 million college students in the U.S. return to campus. The new semester presents multiple challenges, including course formats, tuition fees, and living costs. An analysis of survey results reveals the opportunities and challenges faced by students in campus life, helping to better understand the current educational landscape.

Education · 09/18/2020

Since 2020, U.S. universities such as UC and CSU have suspended the mandatory standardized testing requirements due to the pandemic, adjusting their admissions policies to attract students in a more flexible manner. The new policies place greater emphasis on students' regular academic performance and extracurricular activities, providing more opportunities for international students.

Insurance · 07/21/2025

This article delves into the three main coverage aspects of tenant insurance in the U.S.: personal property, third-party liability, and additional living expenses. It also analyzes the differences and connections between tenant insurance and landlord home insurance, aiming to help tenants better understand the importance of insurance and protect their rights.

Finance · 12/30/2024

In the next 12 to 18 months, certain types of homes in the U.S. may face value declines, including apartments, older suburban homes, luxury properties, homes in areas with high unemployment, and vacation properties. Changes in market supply and demand, along with economic fluctuations, will significantly impact the value of these properties.

Finance · 07/22/2025

The U.S. Department of the Treasury will completely stop issuing paper Social Security checks by September 30, 2025, transitioning to electronic payments. Users who do not complete the electronic setup on time may face delays in receiving their Social Security benefits. It is advisable to switch to electronic payment as soon as possible.

Finance · 09/22/2023

The latest audit report reveals that overpayment of Social Security benefits in the U.S. during 2022 has led to millions of residents receiving refund notifications. The Social Security Administration is seeking to recover over $26.3 billion in overpayments. Many recipients are struggling to repay these amounts due to financial difficulties, raising widespread concern.

Loans · 07/25/2023

The latest survey by the New York Fed reveals that the rejection rate for credit applications has widely increased across various types of loans in the U.S., particularly for mortgages and auto loans. Applicants with high credit scores are less affected, while rising borrowing costs have pressured Americans' willingness to take out loans.

Finance · 07/24/2025

This article details the composition, release mechanism, and impact of the Purchasing Managers' Index (PMI) on the U.S. manufacturing and non-manufacturing sectors, emphasizing its importance in measuring economic activity and business trends. Through specific case studies and data analysis, it reveals the value of PMI in corporate decision-making and economic forecasting.

Education · 07/24/2025

This article organizes the professional terminology involved in the U.S. study abroad application process, including ACT, SAT, GPA, and AP courses. It aims to help applicants understand relevant content and processes, enhancing their preparation effectiveness. By mastering these core terms and concepts, students can apply more effectively and seize study abroad opportunities.

Travel · 07/24/2025

This article offers effective suggestions for budget-conscious travelers to enjoy delicious and affordable breakfasts in the U.S. It includes recommendations for ready-to-eat foods from supermarkets, tips on making the most of hotel breakfasts, and practical tricks to get discounts through apps, all aimed at enhancing a pleasant travel experience.

Finance · 07/24/2025

The U.S. financial market consists of the money market and the capital market; the former primarily manages short-term fund flows, while the latter focuses on long-term capital allocation. The foreign exchange market, as a vital component, enhances market diversity and liquidity, offering a wide range of options for global investors.

Job Search · 07/28/2025

This article offers a practical guide to achieving success in the American workplace, covering important aspects such as understanding work rights, enhancing skills, building networks, and managing career transitions. It aims to help immigrant communities better integrate and adapt to the work environment in the U.S., laying a foundation for future career advancement.